In the Beginning | Objectives | Operating Assumptions | Strengths | Our Team |

Strengths

Experience in poverty lending
Management and staff of LAPO have long history of involvement in social mobilization and rural financing.

Commitment to innovations
Operational strategies and products are periodically reviewed and developed to meet emerging challenges and needs. For instance operational procedures on disbursement and repayment schedules for farming loan were designed to be responsive to local farming calendar. The Credit-for-Shares was developed to meet the need for clients to address the problem of vulnerability through capital appreciation.

Cost-effective Approach
LAPO is committed to delivery of her services in an efficient manner. Efforts at various levels of operations in the institution are made to enhance efficiency. LAPO will continue to improve her profitability performance, with greater attention to efficiency in service delivery.

Strong Client loyalty
LAPO enjoys strong bond of loyalty of its clients. Clients easily identify with the institution. Client loyalty is reinforced by LAPO's participatory approach, which consists of group and Branch Council structures and meetings, and supplementary social development programmes.

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